superb post, daisy, and very important. thank you
They weren't kidding when they said that scammers are on the rise.

There is a link within that link on how to protect yourself from phishing

I have had that happen, some relative of mine supposely send me something that I might be interested in, when I look at the e mail address, I knew it wasn't a family member, so I didn't touch the link, just delete it.